To promote the goals of the Ayushman Bharat Yojana of the Indian government, April 30 is observed as Ayushman Bharat Diwas in India. Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), seeks to provide inexpensive and accessible healthcare to about 50 crore Indian individuals who are economically disadvantaged.
We manage our finances and put money aside for a rainy day for hours on end. The majority of us save money for unexpected expenses. Many Indians who barely make ends meet regrettably lack a safety net in terms of money. Due to financial constraints, people frequently face difficulties in accessing essential medical care. In order to address the problem, the Indian government introduced the Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as the Ayushman Bharat Yojana. Through the program, medical expenses up to Rs. 5 lakhs per family are covered annually, allowing them to access healthcare facilities without concern for cost. To raise awareness of the program, the government decided to mark April 30 as Ayushman Bharat Diwas each year.
Ayushman Bharat Scheme: What Is It?
In order to give the underprivileged populations of the nation access to cheap healthcare, the Indian government launched the Ayushman Bharat Scheme in 2018. Every year, families who meet the eligibility requirements and register for the PMJAY program receive ₹5 lakhs in health insurance coverage, which includes 15 days of post-hospitalization benefits and three days of pre-hospitalization benefits. Additionally, it pays for any other associated fees, such as overtime, as well as almost 1,400 treatments. Using their Ayushman card or e-card, qualified citizens are guaranteed first-rate medical care at thousands of government and private hospitals under the PMJAY program, also known as the Ayushman Bharat Yojana. As of September 6, 2020, 23,311 hospitals had been empanelled under the program.
Ayushman Bharat Yojana's COVID Treatment Coverage
The Ayushman Bharat Yojana recipients are also given financial coverage for COVID-19 testing and treatment since the coronavirus epidemic broke out. Both public and private hospitals would treat PMJAY beneficiaries at no cost to them thanks to the respective State Governments.
Ayushman Mitra: Who is He?
Every hospital or healthcare facility affiliated with the Ayushman Bharat Yojana employs certified frontline healthcare workers known as Ayushman Mitras. The initial point of contact for those who benefit from this initiative is the Ayushman Mitra. Under the Ayushman Bharat Yojana, an employment initiative, the Ayushman Mitra is appointed. Nearly a million young Indians will be hired under this program as Ayushman Mitras in both government and private hospitals, creating jobs for the nation. A set remuneration based on the state minimum wage will be given to these Ayushman Mitras.
Support from Chatbots for PMJAY Recipients
The 'Ask Ayushman' chatbot on WhatsApp has been introduced by the government to assist eligible residents in obtaining benefits from the PMJAY plan. The beneficiaries can obtain information on several facets of the Ayushman Bharat Yojana from this AI-powered chatbot helper. This covers the features and advantages of the program, how to locate the closest hospital with PMJAY accreditation, how to apply for an e-card, etc. The chatbot provides its users with a text-to-speech feature and is able to understand and answer in Hindi and English.
In summary
The Indian government has taken a significant step to give inexpensive healthcare facilities to the low-income sectors of our country through the Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY). If this program does not apply to you, you must make sure that you and your family members have access to a comprehensive health insurance coverage. Therefore, if you still don't have health insurance, check out the plans that Bajaj Markets offers. They offer a number of advantages, including as hassle-free renewal, cashless claim settlement, reinstatement benefits, etc.
